It is a sad fact, but an estimated 70% of the population will need some form of long-term care in their lifetime. The costs of any kind of long-term care (LTC) can be great; especially if you are relying on your wallet.  Group long-term care insurance will make the insurance more affordable.  Group long-term care insurance will mean having a policy at a lower cost than an individual insurance policy for long-term care. You have worked hard and saved a lot of your money through the years. If you should happen to experience an accident or illness that prevents you […]